Terms and Conditions

THAT APPLY TO YOU

• You must be at least 18 years of age
• Provide valid driver’s license
• No more than one prior repossession. No repossession within the past 12 months
• No open or multiple bankruptcies
• Must provide current proof of income and/or residence if requested
• Employment and income must verify as stated
• Must not have opened a loan with Flagship Credit Acceptance within the past 90 days
• Must provide a physical street address

THAT APPLY TO YOUR NEW LOAN

• Minimum loan amount of $7,500
• Maximum loan amount of $45,000
• Loan amount may not exceed 160% of the vehicle’s wholesale value
• Payment may not exceed 18% of your gross monthly income
• Your total debt may not exceed 60% of your gross monthly income
• Negative equity may need to be paid for with an additional down payment
• May not be used to refinance an existing Flagship loan

THAT APPLY TO YOUR COLLATERAL

• Must provide valid proof of current auto insurance
• Vehicle may not have more than 140,000 miles
• Vehicle must be 2012 or newer model year
• Vehicle may not be used for commercial purpose
• Large/commercial trucks, commercial vans, specific makes and models, motorcycles, or ATV’s do not qualify

GENERAL CONDITIONS

• This offer is nontransferable
• Additional terms and conditions may apply, including state and federal legal restrictions
• You must continue to meet creditworthiness criteria used to prequalify you for this offer
• Must reply to this offer for prequalified offer terms to apply
• Must provide any additional information as requested by the offer expiration date